Buying a house after moving to the USA – What’s to know

November 15, 2018 | By IMMA GIOCOLI

We have all heard stories about very successful people in the USA, of how much can you prosper professionally if you live in that country. The American dream, they say. We have also heard stories about how hard it is to get a green card. A green card is a document you need to be able to live in the USA. Moving abroad is not an easy thing to do. When you have done all that, the next step is buying a house after getting there. We have seen in the movies that you have to do it with the help of a real estate agent because, in America, people give the permission of negotiating the price to a company that works in that field. The person who does the negotiation is affiliated with that company.

 Buying a house in the US is one of the smartest things you can do!

Choosing the right location

Choosing the location is a very important part of the whole moving process. Do you want to live in warm and sunny Florida, or in the cold north of Minnesota? Do you, maybe, prefer the glamorous lifestyle of Las Vegas or Los Angeles? Or, is a quiet life in a smaller town the thing for you? You need to make sure that the location of your choice corresponds to your wishes and expectations. You do not want to move to some place and then be unhappy about your decision.

Buying a house

You do not need to move to the USA in order to buy a house. You can buy it from your own country and then move in. You need to have some documents, though, in order to prove who you are. One of the documents is the Individual Taxpayer Identification Number. This will make you eligible to pay taxes even though you do not yet live in the United States of America. This is why you have to have good timing when buying a house. You do not want to buy a house and then spend 3 or more years waiting for a green card. You also need to have another form of identification, like a valid passport or a driving license.

A nice suburban house with a yard

If you plan to move to the United States first and then buy a house, you should rent a house or live in a hotel during the buying process. Getting a good real estate agent working for a reliable company is of utmost importance. You do not want an amateur negotiating for your house. The last thing you want is to put your future into their hands. Real estate refers to the property which the buildings are on, along with everything else that is on the property, such as crops, minerals or water. This does not seem related to buying a house but it actually is. When you buy a house, you do not only get the house itself, but also the whole piece of land which it resides upon. A real estate agent may not mention this because they think that you already know it. This is why it is important to get a real estate agent that has experience with buying a house abroad. That way, you can ask everything you want to know about the differences between your country and the United States.

Real estate agents also know the town you want to buy a house in perfectly well. They will tell you which area of the city is good for single people, young families, senior families and so on. Use this to the maximum because a family with young kids would not want to get a house in a busy part of town but rather in a quiet suburban neighborhood. But, in the end, the choice is yours. Take the advice the agent offers you and apply it to buying your new home.

Mortgage plan

There are ways to get a house for a lower price by getting a mortgage. This means that you pay a certain amount for the house, and then pay off the rest over the years. There are many affordable mortgage plans. You should consult your real estate agent about this before buying a house.

Buying a house or an apartment

This is another choice that you have to make. You should consider the pros and cons of both. An apartment is probably cheaper and can be located near the downtown area. But getting an apartment means that you are surrounded with people. This means that you will have to pay much more attention to noise and stuff like that. That is why buying a house is a much better way to go. You will pay a bit more, but you will have a house in which you can raise a family for generations, if you wish. You will also have a yard in which you can have barbeques and such, and a garage, so you will not be obliged to use a car park every time you want to drive your car.

Culture in your new town

The United States is a melting pot of cultures. There are many neighborhoods occupied by people of specific cultural backgrounds. This can be an important part of your new life in the United States. If you are relocating to the USA from Japan, you can ask your real estate agent if there are any Japanese neighborhoods in the city. This will help you with any cultural discrepancies as you will be surrounded by a culture you understand, and slowly begin to understand the culture of the US.

 

 There will be some cultural differences between your home country and the US

Conclusion

Buying a house in the US and moving abroad can be a tough experience. By finding the right location and a good, reliable company, you will have a much easier time during the whole process. This will help you save money, time, and nerves. Do not be discouraged by the amount of work that needs to be done because a new life of opportunity awaits you if you manage to seize the moment. Good luck!