Rent to buy in 3 simple steps

April 13, 2019 | By IMMA GIOCOLI

 

One of the things you want to do while you are "living the American dream" is to purchase the home of your dreams. If you are one of the people who are thinking of buying a home, the steps to buying real estate property might seem a little bit confusing and complicated. Things like property taxes, negotiation with sellers, mortgage rates and closing the deal can easily feel overwhelming. So, today we will talk about what it takes for you to buy your new home. There are 3 simple steps to buying real estate, so, let's start!

3 Simple Steps to Buying Real Estate created by Imma Giocoli.

Switching from renting to buying might sound scary at first. However, if you have a stable job and some money saved up, you can start thinking of buying a property. Whether it is an apartment or a house with two or three bedrooms, buying a property is one of the biggest purchases that you are going to make in your life. Some people feel comfortable renting and they are not ready to get out of that comfort zone. However, if you have a lot of questions related to real estate, contact a professional real estate agent like Immacolata Imma Giocoli and get your answers. Now, let's see what the 3 simple steps to buying real estate are!

  • Making a Decision
  • Making a Commitment
  • Executing the Plan

Making a Decision 

The first step is to make the decision of switching from renting to buying a property. As we have already said, if you have a stable job with a good monthly income, you should start thinking about buying a property. Even though you are feeling comfortable renting, your landlord can decide to sell the property one day, so you will be forced to move out. On the other hand, most people like to be mobile. However, knowing that one day they will have their own property is something that most people dream about. So, check out the tips for buying your first home! Read this guide thoroughly because it will help a lot!

 

 Keep renting or buy a home? If you cannot make this decision, it is highly recommended to contact a real estate agent!

Making a Commitment

If you have made the decision and realized that buying a property is something you want to do, congratulations! First, in order to buy a property, you will have to make a down payment. You can make a down payment with the money you have saved up, or you can ask for a loan from the bank. Since you have a stable job with a good monthly income, you won't have problems to get a loan.

Other than that, making a commitment means that you are fully aware of the monthly costs that you will have to pay in order to keep and own property. To make everything easier and feel more comfortable with buying real estate, you should calculate all the costs in advance. You will feel more comfortable if your mortgage rate costs the same as your monthly rent.

In addition, if you are ready to invest more money and buy a huge house for your family, check out some tips for buying a luxury home! Don’t forget to visit ASKIMMA on youtube.

Steps to Buying Real Estate – Executing the Plan

If you have calculated your monthly costs, mortgage rate, taxes, utilities, etc., and you feel safe and comfortable with this, it is the time to execute the plan. With the help of a good real estate agent who will give you suggestions and advice about your property and payment plans, you will own the property in a short time! Executing the plan means that you are ready to take the final step - moving into your new house!

When it comes to moving, hiring a professional mover is the best solution. Also, finding a good mover is difficult, but if you have a good real estate agent, they will help you and point out to you where to find a professional and reliable one. In addition, if you are moving for the first time and you don't know how and where to find a good mover, check miamimoversforless.com and get informed about the moving company and the moving services that they can provide for you.

 

If you have got the loan from the bank and you have put the down payment, you are ready to execute the plan and move into your lovely, new home!

Hire a Professional Moving Company

Whether you are moving to another city or overseas, you will need a professional moving company to assist you with your move. They will pack and relocate all your belongings fast and safely. Every professional mover has a license and well-trained workers. Having years of experience in the moving industry makes them professional and trustworthy. A professional mover has plenty of moving services and they are always ready to help their customers. Services that a professional moving company can provide for you are:

  • Excellent communication with their clients
  • Packing and proper labeling
  • A wide pool of moving trucks
  • Security, safety and moving Insurance
  • Unpacking and recycling
  • Storage units/solutions
  • Special services (moving bulky and heavy items, such as a piano or home safe, long-carry and stairs services, etc.)

 

Every professional mover will try their best to fulfill the expectations of their clients!

You can save money when moving by picking the right movers, but also if you move during the off-peak days. Try to hire a professional mover during the days when they are not in high demand. If you want to save up some money, hire a professional mover on weekdays, mid-month days or in the winter season!

Arriving at your New Home

Even though arriving at your new home will be one of the best days of your life, you should think of the things you have to do before you get to your destination. Don't forget to transfer your bank accounts. Cancel or transfer your cable tv, internet, and other bills. Also, you should search for a new school for your kid and transfer their last report card. Don't forget to transfer your medical record and pick a new family doctor, too.

These were the 3 simple steps to buying real estate!  If you have some additional questions, you should contact your Imma Giocoli immediately.  We wish you all the best! Enjoy the future in your lovely new home!

By: Betty White